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This usually includes auto, motorcycle and homeowner insurance, but may also include boat insurance, commercial liability or some other policy. Check out Apollo Insurance Services on Yelp. Insurance Institute of America IIA — An organization that develops programs and conducts national examinations in general insurance, risk management, management, adjusting, underwriting, auditing and loss control management. Insurance — Financial protection against loss or harm: Co-payments are not usually specified by percentages. Primary Insurance — Insurance that must be maintained as a condition of the most Personal Umbrella Policies. Nonstandard Auto High-Risk Auto or Substandard Auto — Insurance for motorists who have poor driving records or have been canceled or refused insurance. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits. Endorsement — A document, which is attached to the policy and modifies or changes the original policy in some way. Life Insurance — Policy taken out by the insured to pay the beneficiary a certain amount upon the insured's death. Such attorneys might be solo practitioners or work as part of a law firm. Occurrence — An event that results in an insured loss. Death Benefit — The limit of insurance or the amount of benefit that will be paid in the event of the death of a covered person. Named Perils — Perils specifically covered on a property insurance policy.

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